Loans for Construction  Businesses 

Getting a Business Loan Has Never Been Easier!

  A better Way to Fund Your Construction Business

Apply now for the capital you need, today

There is no better feeling that seeing your completed project standing tall. Unfortunately, in many construction companies negative cash flow is a common occurrence due to the nature of the industry.

Construction cannot stall since projects need to continue moving forward at the agreed pace and late milestone achievements can result in further delayed payments compounding the cash flow-problem. Whether you need more cash on hand, want to spend money on marketing, or need help getting through a cash flow issue, we understand your situation.  We can be your crane and Lyft you up to ensure your business never falls through getting you the capital you need, when you need it.

Borrow capital for a wide variety reasons – including more working capital, inventory, equipment, refinancing other debts, buying real estate, even to aquire another business.


from 10% to 40%

Max Amount

Up to $1 Million


starting at 6.5%


As soon as 48 hours

Let Lyft Capital secure the funding you need for whatever it may be — Speak To a Lyft Specialist today.   Capital when you need.  Simple application, easy prequalify, from $10K to $5MM

Apply Online in Minutes

Simple application, with same day approval with minimal requirements.

Receive Funding Within 24 hours

Our Unsecured funding programs are simple and fast, moving on your time.

Dedicated Loan Specialists

Experienced professionals with answers to your questions and clarity.

Loan Overview

Helping Construction Companies Nationwide Obtain Capital


Negative cash flow is a common occurrence in the construction industry, and is widely known as the leading cause of financial issues.  It is not uncommon to see profitable ventures result in negative cash flow periods because of the timing of payments from the client.

Employees, suppliers, and subcontractors all need to be paid on-time for the business to continue functioning, however it is not uncommon for contracts to be structured around achieving certain milestones in construction, and anything from bad weather or late material shipments can delay progress.  Unfortunately, a lot of the time contracts are structured in a way that almost certainly guarantees negative cash flow at some point, especially when they are tendered at anything lower than 10% profit.

Industry practice regularly gives clients 30 days to complete payment after they receive the invoice, and invoices are commonly submitted at the end of the month. Because many contractors pay their employees weekly, it is not uncommon for them to pay out 7 weeks of wages before they receive payment for the work their employees have completed.

Additionally, due to heavy competition for quality clients, in many cases construction companies wind up extending payment terms to win contracts, and as in many industries, sometimes clients simply pay late.  Sometimes, despite your best efforts, your staff submit progress valuations late even when the milestones are achieved on time, and some contractors even fail to fully claim completed work.

We have the know how, professionalism, & experience to guide you thru a successful funding process. That not only gets you capital but at rates & terms that work best for your business and situation.  


Quick & Easy Process

  • 10 minute
  • application
  • Online approvals within an hour
  • Same-day funding

Flexible Payment Options

  • Terms from 4 – 12 months
  • From $5,000 to $500,000
  • Renewal options available

Personalized Service

  • 10 minute
  • application
  • Online approvals within an hour
  • Same-day funding

Why Choose Lyft Capital

Grow Your Business

Get the cash you need for inventory, marketing, expansion, payroll, and more.

Easy Process

Just a simple, one-page application and 3 months’ business bank statements

Cash Flow

Get the money you need to pay bills, taxes and vendors.